Payment Infrastructure

Global Payment Solution

A transformative solution for cross-border payments, designed to eliminate key inefficiencies in the global financial system.

Licensed by: The Central Bank of Bahrain as a Crypto Assets Service Provider (Category 3)

Introduction to ARP Global Payment Solutions

ARP GPS is revolutionising international payments by eliminating inefficiencies in traditional financial systems. By leveraging a dual local payment structure connected through stable coin settlement, we offer businesses and financial institutions a seamless, secure, and scalable cross-border transaction solution.

Market Context & Problem Statement

The global cross-border payment market faces several persistent challenges:

High transaction costs

Slow settlement times (2-5 business days average)

Limited accessibility for underserved regions

Dependency on the SWIFT network, creating both monopolistic pricing and geopolitical vulnerabilities

Lack of transparency in transaction status and fee structure

These inefficiencies cost businesses and individuals billions annually and create significant barriers to global commerce, particularly for emerging markets.

Traditional SWIFT vs. ARP Pay Comparison

Traditional SWIFT

ARP GPS

ARP Pay fundamentally reimagines cross-border payments by eliminating the traditional single international transfer approach. Instead, our solution:

Transforms international transfers into two connected local transactions
Utilizes stable coin technology for the cross-border settlement layer
Leverages local payment rails in both originating and destination countries
Creates a seamless experience for users who interact only with familiar local payment methods

How It Works

01
Local Deposit
Client transfers funds using their local payment methods in their country
02
ARP Processing
System converts to stablecoins and routes to destination country
03
Local Delivery
Recipient receives funds through their preferred local payment method

Our User Journey

Technical Architecture

Local Payment Ramps
Integration with domestic payment systems in each country
Stablecoin Settlement Layer
Secure blockchain infrastructure for value transfer
Currency Conversion Management
Integration with domestic payment systems in each country
Regulatory Compliance Framework
Built-in AML/KYC protocols aligned with local requirements

ARP GPS Cross-Border Payment Flow

Target Markets & Use Cases

Priority Markets

Emerging economies with limited SWIFT access
High-volume remittance corridors
Regions where correspondent relationships but inefficient payment channels
Countries experiencing currency or banking restrictions

Primary Use Cases

Business-to-business cross-border payments
International remittances
E-commerce merchant processing
Payroll for international workforce
Import/export financing
Startup settlements

Competitive Advantage
Hybrid Infrastructure
Unlike crypto-only solutions, ARP Pay integrates with existing banking infrastructure
Regulatory Compliance
Built from the ground up with regulatory considerations
Settlement Speed
Dramatically faster than traditional bank transfers
Cost Structure
Significantly lower overhead compared to correspondent banking networks
Inclusivity
Accessible to markets excluded from other global financial services